Auto Insurance – Spouse coverage mandatory in Ontario?

Auto Insurance – Spouse coverage mandatory in Ontario?

I’ve been told from my insurance company that since my wife holds Ontario Driver’s licence, she will have to be covered under my insurance and pay a higher premium eventhough she does not drive at all. I also saw on-line that you can sign an ‘excluded driver form’ (OPCF 28A) in which you declare that she will not drive my car and you can exclude her from your insurance and maintain your premium rate. The insurance company basically denied this and told me that as long as her and I live under the same roof, I will have to pay the higher premium. Can someone please advise?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto Insurance – Spouse coverage mandatory in Ontario?

I’ve been told from my insurance company that since my wife holds Ontario Driver’s licence, she will have to be covered under my insurance and pay a higher premium eventhough she does not drive at all. I also saw on-line that you can sign an ‘excluded driver form’ (OPCF 28A) in which you declare that she will not drive my car and you can exclude her from your insurance and maintain your premium rate. The insurance company basically denied this and told me that as long as her and I live under the same roof, I will have to pay the higher premium. Can someone please advise?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto Insurance – Spouse coverage mandatory in Ontario?

I’ve been told from my insurance company that since my wife holds Ontario Driver’s licence, she will have to be covered under my insurance and pay a higher premium eventhough she does not drive at all. I also saw on-line that you can sign an ‘excluded driver form’ (OPCF 28A) in which you declare that she will not drive my car and you can exclude her from your insurance and maintain your premium rate. The insurance company basically denied this and told me that as long as her and I live under the same roof, I will have to pay the higher premium. Can someone please advise?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto Insurance – Spouse coverage mandatory in Ontario?

I’ve been told from my insurance company that since my wife holds Ontario Driver’s licence, she will have to be covered under my insurance and pay a higher premium eventhough she does not drive at all. I also saw on-line that you can sign an ‘excluded driver form’ (OPCF 28A) in which you declare that she will not drive my car and you can exclude her from your insurance and maintain your premium rate. The insurance company basically denied this and told me that as long as her and I live under the same roof, I will have to pay the higher premium. Can someone please advise?


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto Insurance – Spouse coverage mandatory in Ontario?

I’ve been told from my insurance company that since my wife holds Ontario Driver’s licence, she will have to be covered under my insurance and pay a higher premium eventhough she does not drive at all. I also saw on-line that you can sign an ‘excluded driver form’ (OPCF 28A) in which you declare that she will not drive my car and you can exclude her from your insurance and maintain your premium rate. The insurance company basically denied this and told me that as long as her and I live under the same roof, I will have to pay the higher premium. Can someone please advise?


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