If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Why is important to have insurance ? What are 3 ways a student can lower his/her car insurance ?

Why is important to have insurance ? What are 3 ways a student can lower his/her car insurance ?


How much would insurance cost on a 2015 Mustang 4-cylinder ecoboost?

Just wondering if anyone has an idea on how much insurance will cost. The insurance for the V6 model I know will be somewhere around $400-$500 a month which is obviously too much for me. I plan on putting a 3k down payment for the Mustang and finance for possibly 4-5years. I also plan on selling my current car for a little over 2.2k. I believe this will only be possible for me to do if the insurance is around $300 a month. The Ecoboost mustang is a 4 cylinder 2 door muscle car but with a turbo engine putting about 305HP. It gets more mpg than the V6 but is faster than the V6. Thank you for any answers and I know for now nothing is 100% true until I actually get a quote. Oh I also live in the LA County area as I know this will sadly most likely increase the insurance cost by 40%.


What are some insurance rates for 18 year old drivers?

I know there are multiple factors counted into insurance rates, including age, driving history, car, year. But I just want to know what’s some insurance rates other teenage drivers had. Please state what type of car and how much you paid for insurance. Include whether you lived in the city or a rural area also. Thanks


It is about Home Owners Insurance. Should I mention/not mention the name of the company?

It is about Home Owners Insurance. Should I mention/not mention the name of the company?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

You experience and opinion of pet insurance?

We have a new dog and never used the pet insurance before with our older dog. I am wondering if it worth the expense, long term. I know that with any insurance you don’t see immediate returns but wondering if the expensive generally adds up to what a general vet bill would be anyway. Any companies better or worse that another?? Overall thoughts or opinions?


Would it make sense to cash in whole life ($18,000 cash value) and then get term life?

Would it make sense to cash in whole life ($18,000 cash value) and then get term life?


Paying my car insurance off early?

I have the cash to do so. And i only owe about 200 cause i already paid 2 months off early. But im jw when the next bill will be so i dont have to worry about. If it helps any i have the general car insurance they are local so idk if itll help lol


If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is the average house insurance bill?

How much is the average house insurance bill?


Is car insurance sexist against males?

As an 18 year old man, I think that it is unfair that car insurance is higher for me than for some girl. Don’t get me wrong, I love being a guy and wouldnt change it for the world, but even though I am a careful driver, I still have to pay more insurance simply because of the way I was born. I didnt even get a chance to screw up. If insurance was higher for blacks then they would be having a cow. What do you think?


Can you imagine a country functioning without regulatory agencies to insure safe and effective medicine, clean water and air, airplanes not?

…crashing into one another… Do you know there are cons who actually think the very existence of regulatory agencies is unconstitutional? Can you imagine the chaos if THIS Congress had to vote on each and every new regulation?


Where can i get insurance for my minibus?

seats removed 6 seats remaining,private use


Survivor Benefit or Term Life Insurance?

The reason for term insurance is to subsidize her pension income in the event she dies prematurely. In this case I would loose her pension income and SS. Leaving me with only SS and nestegg. The term insurance will subsidize a portion of that pension income at a lower cost than taking her full survivor benefit. If I should die prematurely she has the option of continuing her term and giving the children and added inheritance. Since if she dies and I die they don’t get any of her pension.


How can i get free medical insurance? I have some pain and all indications point to gallbladder problems,?

I don’t have any insurance and i’m not currently employed. I was in the Marines for 10 month but i got honorably discharged for foot problems, can the VA help me?


Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn’t renew my auto insurance and the insurance company decide not to pay? Thanks in advance


What Insurance Saves You the Most Money?

By your experience. Any insurance company All-State, State Farm, Progressive etc… and how much your auto/life insurance costs and how much you saved.


If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Question about military life insurance?

Ok.. My dad died on April 13. I seen on a paper that he had… that he has or had a life insurance policy. Would that be effective just during his active duty.. or even after? He was discharged honorably if that makes a difference… I cant call to find out anything til tomorrow.. but if anyone might know that would be wonderful!! Thanks so much!


My job took me off the schedule because im pregnant?

im 4 months pregnant . and have very hight risk pregnancy. and mt job requer havey lefting . so my i get a doctor note that i cant left more than 8 pounds, my job put me on leave off absents without telling me. i talk to my HR and they told me i can apply for short term disability now than maternity leave when i have the {babies} my question it I have my insurance thought liberty mutual . would i be approved? if now what to do i cant Afford to not get paid?


My Chase mortgage has my insurance info listed as covering $1 million…why?

The home the policy covers is only a $56K condo. They say the annual premium is $1.00…which sounds almost impossible. What on earth is going on? Some extra info…I canceled my old home insurance a few months ago because I’m in the process of selling the condo.


Can I drive without my name on car insurance?

I’m 18 living in California. I am not on my parents insurance because I don’t have a job to help pay the monthly fee. I do however drive the car with my parent in the car with me. My mom signed a waiver that said something like My child is not responsible for any damages if in a collision. Basically saying that my mom is taking full responsibility if anything happens to the car wile we are driving. So I guess y question is; Is it illegal to drive without being on the insurance, but an adult who is on the insurance is in the car? In other words can I still drive with a parent whose name is on the insurance, even though my name isn’t? I apologize if this sounds confusing.


Which auto insurance company do you recommend?

I’ve had the following insurance and was not pleased: -Insure One (real insurance: Access American Casualty)=Cheap but HORRIBLE CLAIM PROCESS -Farmers Insurance Group: Pricey and more hidden fees hence had to switch because I felt like I was paying too much and getting scammed (I tried resolving the issue but rep said there is nothing we can do”). Currently I’m with GEICO and I am paying the same as I was with Farmers (except w/out the random charges)


Car Insurance Question?

It Says : Lowest Limits $225.55 per month Or $225.55, plus 5 monthly payments of only $225.55 each 6 month total policy premium: $1,335


Can I cash a term life insurance before expire?

Can I cash a term life insurance before expire?


Questions on Mental health and Insurance.?

I am doing an eight page paper on health insurance in my abnormal psychology class. I can honestly not think of anything to write about. I need help brainstorming ideas to fill this paper up with. Any questions or ideas are apreciated.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Dental Insurance Company Denying Authorization for Covered Plan Services.?

Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can’t get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don’t hold out much hope for any results from that effort. HELP… what are my options? Who can I contact? Thanks


National insurance number?

Hello, i have my national insurance number but i dont have the paper that has my name and the national insurance number on it as i lost that, can i still apply for jobs in the uk and give just that national insurance number without that paper or do i need to show them that the national insurance number is mine by having the paper? if so then how may i do that please.


My car insurance company is being unfair.?

I was in a parking lot when a pick up truck backed out of a parking space without looking and hit my car. It destroyed the entire side of my car although I can still drive it (even though I don’t know how safe that is). The police gave him a ticket and recognized this accident was his fault. The guy who hit my car and I have the same insurance company- Statefarm. I called my insurance and told them about the accident. The guy never called statefarm to report his accident and will not answer any of their phone calls. The insurance company says I will have to pay for the damages and take the claim until he answers his phone and talks to the insurance company, which may be never. What should I do? Statefarm is being of no help and simply says that my option is to pay for it until this person feels like taking responsibility for it, if it ever happens. Any advise is welcomed.


Car Insurance question?

So the other day as I was pulling out of the parking lot my car hit this non moving car next to me. The damage is not bad at all(a small dent with some scratches) and I am working with the other owner to get it fixed. I recently found out that they got an estimate from two places and both places are charging about 1000 dollars for their service. Do you think I would be better off paying for it from my pocket without informing my insurance place?(I am a broke college student). Should I get the car insurance involve? If I do get the insurance company involved will my rate go way up(cleaning driving record)? And how does car insurance company work(do they pay for all or partial)? What is my best option? Please Help!! Thank you so much for your time.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Why is car insurance expensive?

So I’m looking at these insurance rates and im thinking all of this car insurance is a huge scam! Why do we need it?? And why is it sooo expensive for experienced drivers?


If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?


What’s the monthly insurance rate for a mustang v6?

what would be the average monthly insurance rate on a 16 year old kid driving a v6 mustang coupe?


If I make a claim using my company car insurance, does that affect my personal insurance reputation?

Got an expert response. Expert Response: Thanks for the note. Many insurance companies have different guidlines and underwriting criteria. This claim should have been on your commercial carrier (through work) and not your personal auto insurance policy. Commercial claims are usually not carried over to your personal insurance policy. You will have to check with your current carrier to see what their policy is.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How do you get health insurance without a job?

I don’t think I would qualify for state health insurance, and won’t have insurance from a job. How do you apply for health insurance on your own?


Why are my insurance quotes so high?

I am trying to get car insurance and all the quotes I’m getting are about 100 dollars a month. I’m in highschool and any of my friends get theirs for like 60 a month. I have a perfect driving history and still it’s too high.


What is insurance?Explain?

I mean what is malpractice insurance, car insurance ,health insurance, etc. Please explain is simple, clear and easy words.


Was wondering how much of the cash surrender value of a life insurance policy you actually receive in the long run. .?

Sorry this is Universal Life policy.


Health Insurance Cost???

Why did we see such an increase between 2000 and 2008 in our Health Insurance premiums. At no other time in history did we have such run away increases????


Why do i have to pay car insurance?

okay, ive been driving for about 3 years now (im18) and in those 3 years ive had to pay about over $200 a month for car insurance plus the yearly down payment of $600. and in those 3 years ive never been in an accident. im always cautious, drive good, etc… where has all that money gone? its a robbery i tell ya. its a scam, a waste of money. an extra burden on our shoulders. now my license is suspended for not paying insurance. i barely have enough to pay rent and other bills. so why pay $200 a month for something i dont need? there must be some other way. i know what you people are gonna say. your too young, you could get into an accident and all that other bull shte. and thats all it is. bull shte. or, you never know when the accident will happen. okay. but what about the 3 years? 3 times 600 down payment is 1,8000. plus the 200 time 36 months is. $9000 total… wtf? and if i ever did get an accident, it wont be as big as that of a bill. all im saying is. is there any way i can legally drive without having to pay insurance? i live in florida. what if i got a lawyer to fight the case. saying car insurance is a fraud?


How much would it cost for a 17 year old to insure a…..?

– I’m 17 in 3 months so i’m thinking about lessons and such at the moment. – I haven’t passed (obviously) – I haven’t got that car, I’m looking at it and I quite like it 😀


Income protection home mortgage insurance?

Hi, My company has lost a contract and I have big chances of loosing my job…. I went to buy income protection insurance for myself to support me and my daugter….. What are the things that i need to consider to make sure that as i hear around people saying that the insurances do not pay back most people…..


Looking for average settlement amount for car accident (rear ended)…?

I was rear ended in a car accident and have minor lower back and neck injury which will require chiropractic treatment regularly for 90 days plus continued maintenance. What amount of settlement should i pursue with the insurance company covering the claim?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How does car insurance work for teenagers?

Im 18 and I took Driver`s Ed last summer, so I know that was supposed to save some cash when it came to the insurance. I also heard that depending on the engine of the car, the insurance changes. How do you determine the insurance on a 6-cylinder and an 8-cylinder car? Thanks


If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?

If I opt out of my employer’s benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?


If everyone in the USA dropped their health insurance, would our economy collapse?

I’ve often wondered if health care would become easily affordable if insurance companies didn’t have any influence over how much a service or a pill cost. But insurance companies use the money we give them for major investments in many goods and services. I see the total abolishment of health insurance as being similar to the abolishment of slavery back when our founding fathers were starting our country. It just wasn’t economically feasable at that time, they said. Would our economy collapse if health insurance was abolished and doctors, hospitals and drug companies had to compete for business by lowering prices?


LOOKING FOR HOME OWNERS INSURANCE CALIFORNIA WITH A ROTTWEILER?

I am purchasing a house this month and trying to get an IDEA on how much my home owners insurance will run me, however I have a rottweiler ( obedience trained, no attack training) and several insurance companies have out right told me they do not write policies for owners with rottweilers… any one know of a company that will cover me? and Not charge me an arm and a leg??


Term insurance?

Term insurance?


What’s wrong with my car, Damage and Insurance Question?

Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what’s up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?


Car Insurance For 17 Year Olds In The UK ?

Im taking my test in a month but would just like to know what are some of the cheapest cars to insure as i dont have the bank of mum and dad to help me out so i have my weekend job which i get about £100 from roughly ive heard some people getting insurance for £1200 which is fairly cheap also what are the cheapest insurance companies ???


https://storify.com/darianadHyevett/auto-quotes-cheap