Why is there such a discrepancy between replacement cost” of my house between insurance companies?”

Why is there such a discrepancy between replacement cost” of my house between insurance companies?”

My current homeowner’s insurance has the replacement cost of my home at $189,000. I’ve been shopping for insurance and I’ve gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Why is there such a discrepancy between replacement cost” of my house between insurance companies?”

My current homeowner’s insurance has the replacement cost of my home at $189,000. I’ve been shopping for insurance and I’ve gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Why is there such a discrepancy between replacement cost” of my house between insurance companies?”

My current homeowner’s insurance has the replacement cost of my home at $189,000. I’ve been shopping for insurance and I’ve gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Why is there such a discrepancy between replacement cost” of my house between insurance companies?”

My current homeowner’s insurance has the replacement cost of my home at $189,000. I’ve been shopping for insurance and I’ve gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?


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Why is there such a discrepancy between replacement cost” of my house between insurance companies?”

My current homeowner’s insurance has the replacement cost of my home at $189,000. I’ve been shopping for insurance and I’ve gotten estimates anywhere from $250,000 to $700,000. Other agents say I am way under-insured. When I asked my current agent why they set the replacement cost so low, the agent said that I do not have to replace it with the exact same brick Victorian house, I can get a nice modular home for even less than $189,000. My question is why there is such a variation in replacement costs between agencies and why the current broker seems to think I deserve less than I have now?


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