Why even have Health Insurance?

Why even have Health Insurance?

Isn’t the whole health insurance scheme responsible for the irrational costs of healthcare? Is not this government blitz to ‘ reform healthcare ‘ just a desperate play to save an industry thats pricing itself out of existence? With all the medical community on board for reform, aren’t they really saying My salary goes up from here… if you want to live”. What if doctors and hospitals had to give you a quote BEFORE you became liable for the bill? How many people WITH insurance can afford to use it anyway? Was not the ‘ doctor bill ‘ portion of ‘ Bankruptcy reform ‘ just another conservative attempt to squeeze blood from a turnip after outsourcing the turnips job overseas? Am I Makin’ any since here?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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I gave my keys to a friend who was drunk, he wrecked my car will my insurance have to cover this or will his?

I was drunk and stupidly asked my friend to drive to the store real quick. I was in the car with him, he hit a turn to fast and we fell off a 12ft ledge. My car is completely wrecked, i know i won’t ever be able to drive it. But my deal is i know his insurance could cover it, he claimed to have broad insurance? where he is insured in any car he drives. but he is denying that he was at all at fault because i was the one who gave him the keys…. its ****** up cuz i just a 500$ speeding ticket, if my insurance has to deal with this my insurance is gonna go through the roof. is there anything i can do to get his issuance to cover this? he was drunk i was drunk, i didn’t think he was as drunk as the cops breathalyzer said. he got a dui i haven’t gotten any tickets… yet. what can I do? its the 4th of july so i haven’t been able to talk to an insurance agent. any advice before i call insurance ?


2007 Infiniti g35 too much power for teen?

2007 Infiniti g35 too much power for teen?


Would car insurance be cheaper on a Honda Civic, a Chevy Cobalt or a Ford Focus?

They are 2005 model 2 door coupes. I am 25 years old and this will be my first car. I’m going to have to get full coverage insurance and I haven’t had my license for that long. Also does it matter what color the car is? Someone told me that red cars have higher insurance(I’m getting a black car by the way). Thanks!!


What company offers the cheapest auto insurace?

Help!!!I My car insurance is $432.00 a month! My husband has gotten 3 speeding tickets within the past year and our car insurance has sky rocketed. We currently have Geico Insurance and I have gotten a few more qoutes from different companies but nothing has been cheaper. Besides the obvious advise (SLOW DOWN), does anyone know what we can do to lower our monthly premium?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How do I file an auto insurance claim and what exactly will happen to my insurance rate, deductible, etc.?

My windshield was really frosty but I only had to drive like 20 yards to get where I wanted. So like an idiot, I start driving and run into a fire hydrant. This damages the front right quarter panel, the right blinker, and it may have also damaged the axel or steering column because I couldn’t get my car to move after that. What do I tell my insurance company? and am I going to have to pay anything?


At what age does a car qualify for Classic Motor Insurance?

At what age does a car qualify for Classic Motor Insurance?


Will Insurance pay on a building thats constructed wrong?

We had a building built in ’08 by a company. The company has been out of business since ’09 A couple months ago the wind caught it and it shifted. Will insurance pay on this if the building was incorrectly built? We are sick over this and learning it wasn’t built correctly doesn’t help either.


Why even have Health Insurance?

Isn’t the whole health insurance scheme responsible for the irrational costs of healthcare? Is not this government blitz to ‘ reform healthcare ‘ just a desperate play to save an industry thats pricing itself out of existence? With all the medical community on board for reform, aren’t they really saying My salary goes up from here… if you want to live”. What if doctors and hospitals had to give you a quote BEFORE you became liable for the bill? How many people WITH insurance can afford to use it anyway? Was not the ‘ doctor bill ‘ portion of ‘ Bankruptcy reform ‘ just another conservative attempt to squeeze blood from a turnip after outsourcing the turnips job overseas? Am I Makin’ any since here?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where can i get cheap auto insurance for an 18 year old student with a mustang?

Well this may sound like a long shot, but I just recently bought my son a Ford Mustang, Now its insurance time, hes 18, gets A’s in school and has had drivers ed. Why do the quotes from Progressive and esurance estimate its going to cost nearly $500 a month, even with a 1990 honda junker it still cost nearly $400 do these prices seem reasonable, i cant recall them being that high, when i first got insurance, thanks.


Car insurance claim failed. I am totally innocent and will not give up. Where do I stand with this?

The accident happened on a roundabout I was already on, someone pulled out on me and I T-boned the side of their car. An ‘independent’ assessor has looked at my car and wrote a damage report which went to the other drivers insurance company (who I am personally claiming from as my insurance is 3rd party cover only). Their company have now wrote to me saying they are denying my claim because: They can’t understand why the whole front of the car is damaged (erm..because I T-boned the other car!) They can’t understand why the nearside wing is damaged (erm..because she kept driving for a few seconds, which tried to drag my car to one side. The chassis went out of line and it moved the wing out of position). They can’t understand how the nearside door is damaged (erm..it isn’t!). Is there much else I can do other than write to argue their statement? A solicitor or small-claims court would not be cost effective as I’m only claiming approx £400. What can I do?


Does the pass plus scheme actually help reduce insurance prices?

some people tell me its helpful others tell me its not…someone who actually knows let me know if it does and by how much thanks


Is there a grace period if your group health insurance…?

I have had group health insurance at work. My hours were dropped , therefore so were my benefits. They mailed a letter 2 days before the cancellation” date stating benefits are terminated on this date. I got the letter in the mail a day later than the “date” listed it was cancelled. It obviously gave me no time to look for alternate coverage. Is there a grace period generally?? I can’t even call HR being they are closed on the weekends. help please”


Do you need to have car insurance of your own to rent a car?

I don’t have a car right now so I don’t have insurance, will I need to get insurance to rent a car? In Canada


Pregnant and no insurance, please help?

My wife is pregnant and have no insurance. Insurance is really expensive. I make just above poverty level, we barely make it with mortgage and bills. We tried for medical but we didn’t qualify or we do but have to pay $4,000. Is there a cheaper insurance or ways we can lower this? We currently live in Long Beach, CA.


Insurance company won’t cover me because my wife is pregnant?

The insurance is not for her is just for me, is a single short term policy, and they even have it in their applications with something in the lines of if you or your spouse even if she’s not being mention in this policy is expecting we can not offer you a policy” or something like that.”


Can you have two insurances?

So I’m only 17 and my mom has insurance that covers me but I’m going to get a job working at the Waffle House down the street and I wanted to know is if waffle house offered insurance benefits would I be able to use them if I’m still under my mom’s insurance from her job or if I have to use the insurance that I get from the Waffle House


Why even have Health Insurance?

Isn’t the whole health insurance scheme responsible for the irrational costs of healthcare? Is not this government blitz to ‘ reform healthcare ‘ just a desperate play to save an industry thats pricing itself out of existence? With all the medical community on board for reform, aren’t they really saying My salary goes up from here… if you want to live”. What if doctors and hospitals had to give you a quote BEFORE you became liable for the bill? How many people WITH insurance can afford to use it anyway? Was not the ‘ doctor bill ‘ portion of ‘ Bankruptcy reform ‘ just another conservative attempt to squeeze blood from a turnip after outsourcing the turnips job overseas? Am I Makin’ any since here?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is car insurance for a 17 year old girl?

I am nearly 17 and am really excited about learning to drive. I would really like to be driving my own car by the end of the year, however I’d really like to know how much car insurance is going to be for me, so that I can save up a little. Every time I go onto any car insurance website, it asks for my car registration and when I passed my test, which obviously I haven’t done yet, so it seems really pointless, and there’s no way of avoiding or trying to ‘trick’ it. Does anyone have any ideas of how much roughly it costs, for a 17 year old girl if your living in England?


How much does the average malpractice insurance cost for a psychiatrist?

How much does the average malpractice insurance cost for a psychiatrist? Annually and monthly.


What does BIPD 25-50-25 and UM BI 20-40 mean on your ..auto insurance?

What does BIPD 25-50-25 and UM BI 20-40 mean on your auto insurance?


Car insurance for a peugeot GTI?

The reason i want this car is because i have had a citroen saxo 1.1 and have got at the moment is a ford fiesta 1.3. but my boyfriend lives 150 miles away from me, and i drive to see him every other weekend, i just need a car that doesnt struggle with motorway driving and not to costly to run.


Double dipping auto insurance in Texas?

This was a while ago and I don’t have the money to pay them back, what now?


Can my car insurance cover the damage I did to my neighboor’s car?

I am in NY State. How do I find out if NY state has a threshold for claims in order not to be considered chargeable?. Also, if there is such a limit of $1000. Do I pay my deductible to fix the other’s person car?


We have dog insurance on the brain!?

So our precious Pit Bull has gone to the vet more times than I can imagine, since we brought him home. I don’t even get to visit my doctor as much! Recently, we’ve decided to look into pet insurance for him. We do live on somewhat of a tight budget, so anything crazy in numbers wouldn’t work. We need affordable” insurance


Son auto enrolled into medicaid?

Im a little confused my daughter had medicaid in michigan and i just had my son on 9/15 i was not a medicaid patient i had blue cross well when he was two weeks old we moved to tennessee and i cancled my daughters state insurance for michigan..i never applied for my son due to the move but a week after living in tennessee michigan sent me a letter saying my son is recieving medicaid and they sent me a card for him. Can doctors enroll someone without consent of a parent? He visited my daughters pediatrician twice and i signed a waiver stating he had no insurance and i agree i can be held responsible for the cost…but the odd part is they never did send me a bill and its been a month since he was seen could they have enrolled him?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is an insurance discount disallowance?

i got my bill today for the lab where i had some tests done. on the bill it had a disallowance under the insurance discount category. just wondering what that was. the bill was about 400 and insurance paid 200 and it said disallowance of about 175 so my bill only ended up being 25 dollars.


What company is recommended for inexpensive, solo health insurance?

I am currently employed, but do not get health insurance through my employer. I am looking for a decent but fairly inexpensive health insurance company that will take me on. I’m single, 24 years-old and healthy. Any suggestions?


Where do you get cheap car insurance in Northern Ireland?

Hi Folks, I’m moving from Dumfries in Scotland shortly to Northern Ireland, my car insurance is going to double in price, just wondering where the best place to get insurance quotes, I tryed NI Compare and it was actually more expensive than Go Compare, many thanks


How long do i have to wait to change to a cheaper car insurance company?

I just got this car last week, and it’s used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that’s going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance


Why even have Health Insurance?

Isn’t the whole health insurance scheme responsible for the irrational costs of healthcare? Is not this government blitz to ‘ reform healthcare ‘ just a desperate play to save an industry thats pricing itself out of existence? With all the medical community on board for reform, aren’t they really saying My salary goes up from here… if you want to live”. What if doctors and hospitals had to give you a quote BEFORE you became liable for the bill? How many people WITH insurance can afford to use it anyway? Was not the ‘ doctor bill ‘ portion of ‘ Bankruptcy reform ‘ just another conservative attempt to squeeze blood from a turnip after outsourcing the turnips job overseas? Am I Makin’ any since here?”


Can I make money taking out life insurance policies?

Just wondering if this would be legal? Ok, say I was to legally adopt a few of the neighborhood crack-heads that live on the sidewalk, down the street from my house. Then, I’d take out a life insurance policy for each of the three crack-heads. Knowing that one of them will eventually OD on something, especially given the 1:3 odds, this would be beneficial for both me financially and for the crackheads, because now they gain self-esteem knowing that they’re worth something. Thanks for the help! : )


Why does insurance cost less for pleasure use rather than commuting to and from work?

Why does insurance cost less for pleasure use rather than commuting to and from work?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Has anyone else’s car insurance increased this year for no apparent reason (UK)?

Our insurance renewal came through this week and it has increased by £400 to £1,450 for third party cover even though nothing has changed! We went on all the comparison websites and they were all quoting a lot higher too – one quoted us £3,500!! We’ve actually managed to get it down to £1,300 fully comp with Tesco (Third party quote was higher for some reason?) but I still find this to be a lot considering we are both 24 and my partner has 4 years no claims and has been driving for 5 years and I have been driving for 3 years. Has anyone else found that their insurance has increased this year?


Do i have to pay for auto replenish on amazon?

Im buying a workout supplement and it says i can select auto replenish, well does that mean it refills for free or do i have to pay for every refill? Please help thanks


1st time car insurance. Y are they charging me so much?

I had no idea car insurance was so expensive. Quotes so far for basic insurance: Progressive : $300 for 6 months Geicko: $455 for 6 months. Where can I find a better deal? My info: Male, 27 y/o, Got license at 18 y/o, 1990 Honda Accord (paid $900 for it), 180K miles No DUI’s, accidents etc, this is my 1st car


Baby on Indiana medicaid but husband (dad) has expensive Medical insurance?

Ok..first…you said paragraph 2..which says that i left out info knowing so..which I NEVER DID! They asked for the info about him after the baby was born and i gave to them. 6 months AFTER I sent that info in, they are JUST NOW sending him this paper to fill out. The baby was NEVER under his insurance. NEVVEERRR!! He is the only one on it and as soon as the company is back at his job, he is going to do away with it because its sooo expensive. Im not sure what your talking about really. As for the money the second person said…i have a 10 yr old and he is on it. They have all my info regarding him. The paper they sent us in the mail only had the babies name on it. i did at one time have medical and dental insurance..WAYY back 5 plus yrs about, they knew about it, and still covered my 10 yr old. i was making 13 bucks an hour to. He makes 10 an hour and his hours go from 30-40 hours a week. Since the baby was born , we never re applied for food stamps either. they told me


Best Health Insurance For Self Employed?

I really need help finding a good health insurance option. I started my own company in 2009 and have kept it active and grew it slowly ever since. I was, until recently, employed at a large bank where I had good health and dental benefits. I recently left the job to take my business full time and scale it up. I am doing that full time now and it’s been about a month since I left my job. I elected to keep my dental insurance through COBRA, because it will only cost me about $23/month. However, to keep my health insurance through COBRA would cost me almost $500/month and I felt that was too much. I have read all the paperwork and believe that I can still elect COBRA for my health insurance for about another month. They give you 60 days from your last day. However, I believe there has to be a better/more affordable option. I am 26 years old and healthy, but God forbid anything ever happened, I want to be covered. Also, if my girlfriend ever got pregnant and I had a child, I would want to be able to sleep at night knowing that I have the health insurance for this. What are my options here? Are there good companies out there that are more affordable than the $450+/month I would have to pay if I kept the United Healthcare plan that I had at my previous job? All advice is appreciated. Thanks!


Where do I find good health insurance for my parents?

I’ve tried ehealthinsurance.com and some other websites. I’m paying $500/ month for just basic health coverage for hospital emergency only. They’re 56 and 61 years old and finding anything with good coverage and affordable is impossible. Anyone know what I can do to find better coverage?


My dental insurance wont cover braces…need to find a discount plan?

My husbands plan wont cover spouses for braces. Do you know any companies and or any websites that I can get some info from. I’m looking for a company that offers a discount for braces only, I don’t need a discount on dental because I already have dental insurance. Any advice or experience with this would be a help…thanks!!!


What is the difference between a 401k with mutual funds and a 401k with a group annuity or insurance product?

Our company has to decide between going through ADP which can offer us 130 mutual funds that are a” shares or Transamerica which is an insurance product or group annuity. The monthy fee to administer the 401k with ADP (they do our payroll too so it supposed to be easier) is $90 per month. Expense ratios range from .75% to 1.5% depending on which mutual fund. The fees with the Transamerica product has $50 per month in fees but we have to commit for several years and there are surrender charges. Also the sales guy said there are no “hidden fees” From reading online that sounds like he may be lying. Anybody have any experience with these?”


I’m trying to convince a priest to buy car insurance?

I went to the church for the first time since passover a week ago and, being a car insurance salesman, I turned a conversation about sacred divinity of the Lord Jesus Christ into a conversation about low, low premiums on your car insurance. The Priest nodded respectively but kept trying to turn the conversation back to that long-dead carpenter. He was all like You know what’s the best hell insurance? Jesus.” and I was trying so damn hard

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What are some good life insurance policies?

that pay a lot and offer low monthly payments. I’m on chemo so are there any life insurance companies that won’t ask for my medical history?


Why even have Health Insurance?

Isn’t the whole health insurance scheme responsible for the irrational costs of healthcare? Is not this government blitz to ‘ reform healthcare ‘ just a desperate play to save an industry thats pricing itself out of existence? With all the medical community on board for reform, aren’t they really saying My salary goes up from here… if you want to live”. What if doctors and hospitals had to give you a quote BEFORE you became liable for the bill? How many people WITH insurance can afford to use it anyway? Was not the ‘ doctor bill ‘ portion of ‘ Bankruptcy reform ‘ just another conservative attempt to squeeze blood from a turnip after outsourcing the turnips job overseas? Am I Makin’ any since here?”


Auto Insurance Company Lowballing me??? What do I do?

Obviously, I just want to replace the car and cant for the amount theyre offering me. I know what the car is worth and the insurance company is trying to get me to look at cars in places like new mexico and texas in order to bring the price down. Where I live, the price for these cars is much higher. There isnt a single car in a 3-400 mile radius like mine even within 5000 dollars of what they are offering. To the person that says am I sure I know whats it worth, Ive done more research then you so are you sure thats not what its worth?


Can I still cash a check for an automobile insurance claim and never repair the damage?

I made an automobile insurance claim for a car accident I had. I received a check for the damage minus the deductible. I have decided not to repair the car. Can I still deposit/cash the check for the claim and never repair the damage. Is it fraud if I don’t make the repairs?


Will just one speeding ticket increase insurance rates?

I got a speeding ticket for going 70/55. This is my first moving violation since 2004, but that one should be off my record. I also got a ticket for having a cracked back window in June, but that carried no demerit points. I am in my early 20s. How much is this likely to impact my insurance rates? I am a resident of Virginia


Does anyone know any insurance places in california that you can get insurance for your car without a DL?

I can’t get my drivers license without insurance and I can’t get insurance without a drivers license. anyone know a way around this? please don’t say use a friend or family members car. I really don’t have anyone besides myself. I tried looking into drivers schools, but they cost 250 +. is there any insurance places that will give me insurance with a permit??


I touched a car bumper when i was backing, how much that would affect my insurance?

I touched a car bumper when i was backing, how much that would affect my insurance?


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