What’s the purpose of insurance?

What’s the purpose of insurance?

What’s the purpose of insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do you go under someone elses insurance”?”

im getting an m1 liscence and i was told insurance would be cheaper if i put the bike in my parents name and i was listed as someone who would drive it, so a few questions, would one of my parents need an m1 liscence, and how much qould it cost?


I accidentally scratched the side of my friends car. Will my insurance premium go up? Will my insurance cover this? Please help!!?

The other party has already filed a claim


Motorcycle insurance for a 16 year old male?

I’m 16 and live in Texas. I will be getting a gsxr 750. Can I get on my moms car insurance plan with the motorcycle? How much will my insurance be?


Should we cancel our whole life insurance policy?

we bought a whole life policy for a couple of years ago b/c we liked the safety” of not losing our money(the way u do w/ term)–anyway we have since learned that u don’t make any money this way and it’s better to take those premiums and put them in better returning investments. we already have a huge chunk of money in this whole life policy that will be down the toilet if we cancel. what should we do? can we convert it back to term?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Car insurance in the uk?

Anybody no any good cheap companys in the uk??


I got a wet reckless, and filed the SR-22. What happens if I cancel my insurance?

The California DMV says you have to maintain proof of financial responsibility (car insurance) for 3 years after a license reinstatement after a wet reckless charge. What happens if I cancel my policy and change insurance companies? What happens if I just cancel my policy and just don’t choose to drive?


Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal…. Have not found job just turned 15..btw Thank you all


What’s the purpose of insurance?

What’s the purpose of insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How can I convince my dad that leasing a cheap car would be a good decision given my circumstances?

Ok. So I’m about to be 18 and have about $1,400 saved up towards a car, should be getting a few hundred more after graduation and from a few other things, so I expect to have around $2,000 in the summer. This is what I was planning on spending on a down payment on a cheap used car. For the monthly note and insurance, my parents said that they’ll help at least some until I get a job. The thing is, it’s seriously impossible to get a job in my town. I’ve been trying for a couple years and just nothing. Most other people I know – not just teenagers – are having the same problem. Because of this, my parents are worried that having to pay for so much and me pay for basically just the down payment would be too much on them. They’re struggling very hard financially and haven’t bought a car themselves in 13 years. So I was looking at some car websites the other day and noticed that some of them had really appealing lease deals. The ones that most caught my attention were $0 down, and then a monthly payment of around $200 or less per month for three years. What really interested me about that deal is the no down payment, because if there’s no down payment and they pay for the monthly note, then that’s the only thing they have to pay, at least for quite a while. That leaves me with around $2,000 still in pocket to spend over time on insurance, gas, various maintenance costs, etc., plus if there are too many hidden fees, etc. in the lease. (My dad got me an insurance quote and it was a lot lower than I expected btw, about $560/yr.) That seems so much better than having to start back at $0 after buying the car having paid all the rest on the down payment. I just don’t wanna spend that much down because then I’m left with nothing, if I can’t get a job then I have no way to pay for everything, again my parents don’t think they can pay too much. If they only have to pay the monthly note, then I still have quite a while to get a job and start making money before that couple thousand runs out and if I do eventually get a job (hopefully it’ll be easier in another city, but I need a car in order to move), I can even help them with the monthly payments or pay all of them. But all they can say is, Why lease a car when you can buy one


Anyone know were to get cheap car insurance!!!?

i need to find a cheap place to get car insurance


Why dont they offer insurance for escorts or prostitutes?

you know like if you put a dent in one. or happen to misplace one in a bottle of a bathtub. would that be covered under home owners?


If I hit somebodies vehicle and I am on a grace period am I still insured?

If I hit somebodies vehicle and I am on a grace period am I still insured?


Hit and Run, no witnesses, lying to insurance?

So, I was with my girlfriend and we parallel parked in a space which we soon realized was restricted. So she pulls out of the space, too close to the delivery truck in front of her, and side swipes it on the way out. We pull off to the side, see no damage to the truck, but a huge gash in the side of her car. We decide to leave, since the only damage is hers. The next morning, she goes to the body shop to get the damage assessed. They tell her it is going to be over $4000 to repair. She decides to file it with insurance, saying that she had left her car parked on the street, and found it this way, assuming it was a hit and run in the opposite direction. Had she asked me before doing this, I probably would have advised against lying about it, but she has. So, the insurance inspector is coming to assess the damage in the next few days. My question is, how rigorous are these inspections? Will these guys be able to look at a gash in the side of her car, and tell that it was inflicted by her sideswiping a truck, not the other way around?


What are the best/cheapest insurance companies in the uk for motorbikes?

and yes i will only of just passed my Direct Access and likely to be riding a 600cc…..thanks


Can you help me with Car insurance?

I need a car insurer but I would like to deal with a UK call centre as I feel a bit more at ease, this is my first car,please help.


I really do need help with finding a car insurance that I can afford.?

I live here in upper N. E. Alpena, Michigan. I am a low income person, that can afford basic car insurance, PLPD. Please help me with this problem that I do have. If you can help I would like to have web-sight’s and phone numbers that would be really good help to me. I have to say that I am sorry for any bad spelling. Thank you for helping me.


What’s the purpose of insurance?

What’s the purpose of insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Health insurance rates. Switch or stay?

In the past 2 years my family’s health care plan (which is offered through my husband’s work) has gone from great to way too expensive. We pay 250 a month as a premium, then we have a 1,000 each deductible, then our copays kick in 25 for office visit, 35 for specialty, 100 emergency room visit (must be okayed by dr. first, or they don’t pay anything), 100 each day in the hospital. Perscription copays are 25/30/50, and not all things are covered. Two years ago we paid 275/a month and had 20 copays for everything (except hospital stays were always 100 and perscriptions they were 5/10/20). They do not pay for any vision, dental, or contraceptive. Certain (most) perscriptions are not covered. Is this similar to what everyone is paying, or should we start looking outside of his work for insurance?


Who’s Car Insurance Would Handle the Accident?

My sister has been driving my mother’s car (Loan, registration, insurance in my mother’s name) Occasionally she allows her boyfriend to drive the car, although my mother has stated on numerous occasions that she does not want him driving that car. He was in an accident on Friday and claims the car is totaled. He claims that he called the police and filed a report, it can be picked up on Tuesday. He also claims that his insurance is covering the accident. My problem is, the car is insured in my mother’s name, so he is not allowed to do this, correct? Also, even though my mother was not involved in the accident, can she still call the police and get a copy of the report? After all, the car is in her name. Please enlighten me, I’m trying to figure this all out.


What type of insurance should an owner-builder carry during course of construction?

Our family is building a second home. We have a general contractor who is putting up the shell. However, we will be doing all of the interior and exterior finishing ourselves. We have tried to get a home owner’s insurance policy, but they won’t cover us until we have the house finaled. We are looking for both coverage for the cost of the structure and liability insurance. What kind of policy should we be looking for and what type of insurance agents should we be contacting?


Average cost of insurance on a dune buggy?

Average cost of insurance on a dune buggy?


Cheapest cars to get insurance on in the uk?

im a 17 year old boy i dont want something chavy like a corsa i want a vw


About how much would it cost to insure an 18 year old for 1 week on car insurance?

About how much would it cost to insure an 18 year old for 1 week on car insurance?


Where can I find an AFFORDABLE health insurance in Dallas, TX?

to cover my family; me, wife, 3 kids. without too much deductions. I only know Unicare and BlueCross offers lower rates, but wanted to see if you guys can find something lower than Unicare and BlueCross. Can I apply health insurance internationally like Canada or should I wait until Democrat president to setup an special health insurance plan (I forgot what its called)? Thanks!


Home Owners Insurance Policy Refund?

I am looking to get a home owners policy with Homesite. They require a 25% down payment and monthly payments. I am thinking I might want to change policies in 2 or 3 months. If I cancel will I be charged anything beyond the monthly cost, ie a termination or set up fee. I looked for info on the web site, but they don’t have contract details on there.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is the cheapest auto insurance i can get?

no tickets no crashes/accidents nothing.


I was wondering how much insurance would be for camaro?

I am a 17 year old male (I know 🙁 ) it would be a z28 I would only want insurance for like 3 months( is that possible) Only liability insurance too or the cheapest one and still be legal.


SO confused about this car insurance issue?

registered letter but legally i should have 15 days after receiving it to pay the oustanding balance and it would be reinstated. so i tried not to stress. now i have received my registered letter and no where on it does it give me the option to pay the balance and be reinstated. it looks like a final notice to me. whats going on here and why am i getting different answers? and why was i only given the option to pay it at the VERY last minute, when i had asked about it multiple times before? can anyone help? p.s. i got two letters that say the exact same thing…


New Insurance coverage?

ok im having a really hard time calling these people and getting no answers. its plain and simple. I have health insurance through my mother. I recently had a baby and i was told he will only be covered for 2 months and after that i will have to get his own coverage. Now the question is this. I want to get my own insurance so he can be under my name, meaning i want to be off the one my parents have me under. is that possible? and if otherwise, would i have to put him under my moms or what?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Honda Civic vs Ford Mustang first Car?

Honda Civic vs Ford Mustang first Car?


What’s the purpose of insurance?

What’s the purpose of insurance?


Primary and Secondary Health Insurance?

This has been a big complication for a few months, but back in October of 2008, I had a physical exam and my provider billed, what I assumed at the time, my primary insurance company (Horizon NJ Health). However, two years later, Horizon took back that money and my provider has been billing me for that physical back in 2008. I called Horizon and apparently they took back the money because I had another health insurance, and Horizon was no longer my primary. I had not known about my other health insurance company, Aetna student health care, since they never gave me any information or membership details, and I was automatically enrolled for it when I entered my university. When I contacted Aetna, they told me that they weren’t the primary insurance company because they were just student health care. After several phone calls back and forth between Aetna and Horizon… I STILL haven’t figured out who my primary insurance company is since they both claim to be the secondary insurance (and they seem to have endless reasons why the other is primary). I contacted my provider and asked them who they have listed as my primary, and they seem to be clueless about it too (when I spoke to the receptionist and asked, they kinda changed the topic). Is it possible to have two secondary insurance? If not, who should be my primary insurance? If Horizon is my primary, doesn’t that mean they shouldn’t have taken the money back for the physical exam?


Got rear ended and no car insurance. will the at faults insurance contact me, or should i contact them?

im in california. my insurance expired. the police came and too everyones information down and did a full report. i was issued a ticket for driving with no insurance. i was not given a copy of the police report nor did i personaly take down any of the peoples names or information. i thought the police did all that. now im in cali. its what i read to be a no pay no play state. says i cannot get med comp but im still able to collect vehicle comp or property damage. do you think the person at faults insurance will contact me? or do you think they will see if i contact them. should i go get a copy of the PR? i havnt been in an accident in over 20 years. not sure what to do. oh and im aware i shouldnt have been driving without insurance. thanks in advance!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


If a buy a car without tax, would I be able to buy insurance and then tax the same day?

Basically, I want to buy a car and it has no road tax. If I buy the car and get insurance the same day would I be able to buy road tax, surely insurance companies would e-mail you with the details you need to enable you to buy tax from the post office, or even online.


Who can I get cheap health insurance through that covers from State to State?

move alot because my bf’s job requires him to do so now and again. I have lived in a couple of States in the last year and we are due to move again but his job hasn’t said where to yet. Is there a health insurance company that covers most (if not all) States that has reasonable pricing that I could get covered under? I just had a baby a few weeks ago and I am a homemaker with some not very nice health issues so I need to make sure I’m taking care of myself too (especially now). If you have any suggestions, please help. Thank you 🙂


Whats the best car insurance for young drivers?

I’m 16 and about to get my license and have been looking for cars online. my parents said i can have a a mustang V6 if i can save up for it (which i can) and yes, i realize insurance can be kinda high for mustangs but read somewhere that the 1996-2000 mustangs aren’t AS MUCH to insure. i was just wondering if anyone knew of what the best car insurance was for young drivers.


At what point does an insurance company own your car when it is stolen?

I live in the state of California and my car was stolen. I was paid out for it by my claims adjuster, but the paperwork is still in the process of being transferred from my name to the insurance company’s name. Is the car relinquished? If it gets found, am I liable for towing expenses, etc and is it legally still mine?


When can I drop full coverage insurance?

I have a 2010 nissan versa I have full coverage I wanted to know how long until i can drop the full coverage and will my insurance rate be lower?


How much would car insurance cost for a 17 year old from allstate in california?

does it also matter what kind of a car it is? I have a 1999 chevy malibu


Mandated Health Insurance is different from Mandated Auto Insurance how?

Okay, then I will have to opt out of getting sick and going to an emergency room and stick you with the bill because I do not have health insurance, right? Well, I will not opt out and I will go to the emergency room and I will stick you with the bill and there will be many millions of others doing the same thing and sticking you with that bill, too. 2 seconds ago


Auto insurance payment?

Last Thursday I was involved in a car accident which involves 3 cars in one lane. My car is in the middle. I filed a claim with the insurance company of the car that hit me. I talked to an adjuster who was assigned to this case. She said I hit the car in front of me, then the car behind hit me. Therefore, I should pay the damage to the front of my car. Is this true? Even what she said is true, when I was hit, it further damages the front of my car (and back of the first car). Shouldn’t the 3rd car also take some responsibility for the front side damage of my car? I tried to contact her again on this Monday and Tuesday, but could not reach her. I left message on Monday but no response. What should I do? What can I do if the insurance just keeps quiet? My insurance doesn’t cover collision so I have to pay to repair my car. And my insurance won’t help for my damage. Thanks for any advice.


What will happen or what should i do if i said i didnt have health marketplace insurance when i do?

What will happen or what should i do if i said i didnt have health marketplace insurance when i do?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I need help car insurance?

Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I’d have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that’s it on my driving record. I have no loans no payments or nothing.


What’s the purpose of insurance?

What’s the purpose of insurance?


Should I buy Home Owners Insurance or Renters Insurance?

But are they supposed to pay that or am I? So am I supposed to get renters and she is to carry home owners?


Uninsured driver hit my vehicle!?

An uninsured driver came right out into rush hour traffic and hit my vehicle. The police were called and the cop acted as if he didn’t want to be bothered with the accident. The driver a 19 yr old girl said her mom let her hold the car. The cop ran her info and said she had insurance. After calling my insurance, I was told that the driver in fact never had insurance. The vehicle involved hasn’t been insured for over 2 years. Obviously the cop just told me anything to get out of writing a police report. My insurance which covers Uninsured collision said that the actual owner hangs up the phone every time they call. I’m now stuck with a 500$ deductible and rental car fees, with my insurance rate possibly going up. I’m trying my hardest not to just drive to the owners house and just slaughter the vehicle. How can I possibly be repaid for all the trouble that some bad uninsured driver caused.


Government health insurance?

We’re only bringing home 1600 a month (net) and our health insurance is 320/monthly which I can’t really afford.. is there a way to get assistance on SOME of that if I fit the income levels, or am I already disqualified because I have insurance I can’t afford on 400/week for a 3 person family? I’d appreciate answers from people who actually know about this stuff… not any of those of you who want to ridicule me for needing the help so I can continue paying my mortage and feeding my family..


Question about life insurance?

I applied for life insurance and they denied me because of my height and weight”…. I have been naturally thin all my life. My doctor has always told me I’m a little underweight but that I’m very healthy. I have no health problems and I don’t drink or smoke. But a relative who is overweight and a smoker got approved by the same company…. I was really surprised by how unfair that is. Why did they deny me??”


All State Home Insurance cancellation?

I use to have All state home insurance policy from 1984 and this year they cancelled it saying that they cannot renew my policy. Inquired the reason and they said that I had made 3 claims in last 2 years and that made me ineligible. I told them that I made a 1st claim because of hurricane which destroyed my roof and then other two claims were water related. In all they might have paid around 19000. I told them that I had a clean history for the first 25 years and I filed a claim because of the loss. They said it is their rules that if so one makes 3claims they become ineligible. According to them if there is a single claim amounting to say 200000 dollars they still consider it as one claim only and he will be allowed to have the policy which really does not make sense to me. This shows that they are there every year to collect the policy amount from us and in case if we file for the loss and if it is like 3 then they want to cancel our policy. Can some one tell me how to tackle this issue with Allstate, thanks for any advise.


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