Can someone please explain deductibles and coinsurance for medical insurance to me?

Can someone please explain deductibles and coinsurance for medical insurance to me?

I’m getting health insurance for the first time on my own, so I really don’t know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Looking for Good Affordable Health Insurance?

Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on government assistance. I was jus wondering what should I be looking for in health insurance, and maybe some suggestions in policies or insurance carriers! Thanx a whole bunches!


Lifetime movie help.. teen pregnancy/rape?

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Will having a hidden kill switch in my car make insurance cheaper?

So basically, noone will be able to start the car unless they know where the switch is hidden. Surely this increases the security of the car, therefore should make insurance cheaper.


I totaled my car and it was my fault, how much will i get from my insurance company, please help??

i wrecked my car and its totally non fixable and i do not know how the insurance works and i want to know what to expect on how much i will be getting back!?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Explain to me how car insurance isnt a scam?

As a 20 yr old male it seems avg cost is about 75$ a month. That’s 900 a year. For that to be worth it, I’d have to get into $900+ dollars worth of damage a year. This clearly doesn’t happen. I am genuinely naive as you can tell, so tell me why so many buy into this?


Vehicle hit while parked will insurance rate go up????

I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????


In Ontario, does auto insurance go down if you’ve done 20 hours of in-class classes?

As oppose to not having done those 20 hours, and just did driving lessons? If it does go down, till what age does it matter?


Can someone please explain deductibles and coinsurance for medical insurance to me?

I’m getting health insurance for the first time on my own, so I really don’t know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What car insurance company will insure my car with a permit in California?

I wanted AAA but they do not do that. Any suggestions? PLEASE!


Cost of insurance for 1999 mustang?

im 16, did the full drivers ed course- should get me some discount. live in Connecticut prob gonna drive 5-7kmiles annually car already has 122k mi. car is black, v6 model standard. bought it for 2k$ HELP ME OUT A LITTLE, HOW MUCH WOULD MY INSURANCE COST?


Who makes their teens pay for car insurance?

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Why was my car insurance quote so cheap?

im a 17 yr old male and i have recently bought a 1.2 Peugeot 206 look for £700, i know car insurance for boys my age are stupidly expensive so when i was looking at quotes it came as no shock until i got a quote for £750 for third party fire and theft, i have no idea why its so cheap, i checked the quote through about 5 times to make sure i didn’t make any mistakes but i hadn’t . can anyone explain why its so low ? i don’t want to buy the insurance just in case it turns out to be an expensive mistake.


I have an old pickup truck but can’t find a price to get an insurance quote.?

I’m working on a 1972 International model 1100 Eight pickup truck and can’t seem to find a price for it in todays market. I’ve looked on every automotive web-site I can think of, but they have every make except International. I’m trying to get an insurance quote over the internet and I really need this. I paid $400 for the truck itself and about the same for new parts. The guy who owned this truck before me said it was originally a one ton pickup, but the bed was switched out with a three ton. I know I have to add the price of the new parts, but all I want is an approximate base price. I’ll take any advice, web-site, or anything else relevant to my needs.


Why is it legal for dentists to require 40-50% cash even for those with insurance, doesn’t it defeat the purpose?

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Cheapest Insurance for me?

I am looking to get insured for a 2006 Mitsubishi Evolution. I am 20 years old, and a clean record. I applied for progressive, and for the basic I was quoted $150 per month. But since I have a loan I need full insurance, is that basic in progressive? If not, what insurance company do you use, and would it be cheapest?


What is the best insurance company.?

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Can someone please explain deductibles and coinsurance for medical insurance to me?

I’m getting health insurance for the first time on my own, so I really don’t know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car Insurance quotes – Inquries to my credit file?

I am planning to buy a used car. So I began checking the insurance quotes online. I gave my personal information like Social etc. Now when I checked my credit file there are inquiries made by some insurance companies. Now my doubt is, will these effect my credit score. I am lot worried because, I have checked too many insurance quotes for the last one week. I doubt it will make my credit score fall. Please help if there is a way to rectify this.


Just wondering if there is any kind of insurance coverage for the victims of the tsunami?

Robert, you must know the whole world knows and is deeply concerned. There are prayers and financial contributions being collected. You are not alone in your plight.


Question about medical insurance in california (Please read important)?

Hi i was wondering if anyone knows of a good health coverage/medical insurance that will cover services that were obtained just a few months maybe even weeks before insurance was actually obtained. The reason i ask is because i dont have any health insurance and i have been having chest pain for the last 2 days and it feels like its coming from my heart kind of a dull achy but yet sometime sharp pain and discomfort.I want to see a doctor. I dont know they may do test or something and its going to be expensive. So please any advice i am very scared as i am only 22. Thanks


How will a 30+ day lapse in insurance coverage affect switching insurance companies.?

I was with State Farm and they suddently raised my insurance from 87 dollars (this is liability and renter’s insurance) to $117 to 200+. I was never able to pay that amount at once seeing as I am a student with a part time job. I have recently been looking for a new insurance company and notice they are asking about lapses in coverage. I have not had car insurance (and not been able to drive)since December 10th. How will this affect my next insurance rates.


How much would it cost for me to insure this?

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How much is the insurance for having an average motorcycle?

I’m 19 years old and living in Santa Monica, CA. I have driver’s license and sometimes I drive my parents’ car but i don’t have an insurance and car yet. I just want to know how much it will be payed for a year for like Harley Davidson or something.


How much would insurance be on a Mustang GT for a 16 year old driver?

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What would make active health insurance show up as inactive”?”

Months ago I had to go to the hospital. I gave them my insurance card, and they told me that my insurance is inactive. Later on, I checked with BCBS and everything was active. Then the hospital kept calling me incessantly, asking for my contract/group number and phone number to Blue Cross. I gave it to them multiple times. Of course they would just say that my insurance is inactive and that it expired in December 2009. Of course I know this is wrong… I pay for my insurance, I know it’s active, and I called Blue Cross again and they said, once again, it’s active. Since the hospital didn’t submit the claim, they turned it over to a debt collection agency, who also claims that my insurance is inactive. Can someone please explain this to me? Why would my insurance show up as inactive when it isn’t?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would the insurance of a 125 cc Honda Innova cost in Ireland ?

I’m 17 turning 18 in december and want to start driving the bike .


Who has the best disability insurance?

Hi, I want to find out who has the best disability insurance. I work with my hands a lot doing home rehabs, and after a run-in with a spider bite on my right hand, I figured I need to get some insurance due to the nature of my outside activities. Has anyone purchased a supplemental insurance plan? If yes, did it pay out well? Do you like the company? Thanks!


Any suggestion for an auto insurance?

I’m currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?


Life Insurance for my family?

I’m trying to figure out if it will be worth to get life insurance for my family? Now, when I say family I mean my parents and siblings. I’m only concern with getting something that’s affordable like term insurance I didn’t hear to many good things about whole insurance.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Confusing car accident !! wondering who will be at fault?

okay so, what happened was my truck broke down, my freind in another truck hooked up a rope to my truck and we started towing my truck,where i live i belive it is LEGAL to do this aslong as the rope doesn’t exceed 5 meters anyways i was in my truck steering it and braking when needed, we only travelled a few blocks then had to cross a main road, when we were going to cross the road my freind pulling went when he shouldn’t have and a truck coming from our drivers side hit my truck. from what it seemed like the guy that hit me was speeding, as theyre was other cars around him that had plenty of time to stop. it seemed like he just drove right into me without even trying to brake. is theyre anyway the insurance company can go like onto his cars computer and see how fast he was actually going, he was going faster then all the other moving cars i was also wondering who would be at fault, as i really had no say in if i was going to cross the road or not as i was being towed, ANY INFO would be great! thanks


Can someone please explain deductibles and coinsurance for medical insurance to me?

I’m getting health insurance for the first time on my own, so I really don’t know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?


Got a new car and forgot to tell insurance company and got in an accident?

I purchased a new car on June 6th and forgot to tell my insurance company. On July 11th I got into an accident at fault and they said the grace period ended July 6th. The repair is 7500 and I don’t have the money. Any ideas on what I can do


What is the average car insurance for a 16 year old?

I’m 16 years old, and just passed my drivers license test. I live in Washington State and am going to be driving a 2002 Hyundai Elantra. Does anyone know how much I could be looking at for insurance monthly? (my mom is currently insured with Progressive) -Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Cheapest car insurance for a 18 year old male?

Cheapest car insurance for a 18 year old male?


Does anyone know a good auto-insurance for first time drivers in New Jersey ?

I’m well aware that New Jersey has high auto insurance, but I wanted to know does anyone have an recommendations on an affordable auto insurance. I know me being 21 and a male is going to raise it but so far the cheapest would have been progressive for about $300 a month. Any suggestions would help. Thank you


I need car insurance.?

!9 years old with a DWAI. Car needs collision. where do I get car insurance.


Life Insurance Statistics Help, PLEASE?

A life insurance company sells a term insurance policy to a 21-year-old male that pays $100,000 if the insured dies within the next 5 years. The probability that a randomly chosen male will die each year can be found in mortality tables. The company collects a premium of $250 each year as payment for the insurance. The amount X that the company earns on this policy is $250 per year, less the $100,000 that it must pay if the insured dies. Here is the distribution of X. Fill in the missing probability in the table and calculate the mean profit X. ————————————–… Age at death 21 22 23 24 25 26 ————————————–… Profit -$99,750 -$99,500 -$99,250 -$99,000 -$98,750 $1250 Probability 0.00185 0.00189 0.00191 0.00194 0.00198 ? ————————————–… ? = Mean profit = $ Thank u!


Does where you live affect your car insurance price even if you’re only third party/fire/theft?

I recently moved to a city from the countryside. I guess I need to inform my car insurance company of this, but I’m worried they’ll want some more money off me and tbh I don’t have any whatsoever! Do you think they will? I only have third party/fire/theft cover.


Car Insurance Settlement?

Ok about 3 weeks ago I was rear ended while my car was stopped on the freeway. The guy hit me doing about 30mph. I have had back and neck problems ever since. I have been seeing a chiroprator on a weekly basis. Also it was a hit and run but I was able to get his license plate number. I live in California. Ok so his insurance company called me trying to settle for 1000 plus my medical expenses. The problem is I don’t now what my conditions will be like in the future. Also how many times will his insurance call me and change the offer?


If driver not on my insurance totals my car does his insurance pay for a new car?

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Well, to all that think im completely inexperienced, im not, and I have a car already, and since I have been driving for some time now, thats the reason why I am finally getting a new car.


No car insurance automatically suspends CA driver’s license?

So apparently in CA, if you stop paying your car insurance (I had to), your vehicle registration is revoked and your license is suspended automatically, and you get a notice in the mail. But you’re allowed to have a valid driver’s license, without having a car, thus necessitating insurance, right? So… why does your license get suspended? Is this right?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Crashed with no auto insurance?

Hello, i just turned 18 and have my drivers license. i just got a car and a job. i was coming home from work and i rear ended a lady on the freeway. i have no auto insurance. the damage on the car wasnt that bad, but the lady’s insurance is trying to charge me over $10,000. the damage was not even close to being that cost. What should i do. PLEASE HELP!!!! i have no problem paying the insurance company but there is no way i can pay that much, i work part time and get 8.00 an hour and I’m also going to attend college. How am i supposed to pay all the if im not a spoild rich boy.?? PLEASE HELP! PLEASE LEAVE HELPFUL THINGS AND NOT IGNORANT COMMENTS. THANKS!


Can someone please explain deductibles and coinsurance for medical insurance to me?

I’m getting health insurance for the first time on my own, so I really don’t know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?


2006 Volvo S40 a good car for a teen?

Im 20 years old. Im planning to buy a Volvo S40. A dealership is selling one for $10,800 80,000 miles (2006). Its all clean, I test drove the car and loved it. So heres my question: Can I afford this car? I make about $850-$900 average. They estimated I’ll be paying $244 a month. Just wondering how much is it to keep a Volvo in shape (necessary changes). Also would it be cheaper for insurance? Because its a top safety pick. Also I mostly need it for school and work commute. I dont really pay anything around the house.


B Average” for Car insurance?”

I’m a 16 year old male who just got my license. I’m looking for car insurance, and was read about student discounts that said you need a B average. I have As and Bs, but I have a C in German, will this make me unable to get the discount?


Could somebody give me what they pay on average for insurance on a 2001 ford explorer sport?

i am looking to buy a 2001 ford explorer sport and was wondering if someboy wouldnt mind telling me their average yearly insurance payments?


Ok, should the average guy go with a health savings account type of health insurance?

What is one to do for health insurance out there by yourself?


Affordable Health Insurance in California?

I’m really sick and I went to the doctor’s office yesterday to see what I had. I was under Medical but the doctor said he couldn’t see me because I had to pay $795 dollars monthly for them to see. I don’t understand why I would pay so much, I’m 20 years old, a single mother, and a full-time student. I work too, but my income is less than $1200 monthly. Has this happened to anyone? My baby is still covered by medical but I would like to find an affordable health insurance for the two of us… does anyone know of one? thank you [:


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