Auto insurance: why do they want to check my credit report?

Auto insurance: why do they want to check my credit report?

I wanted to shop around for auto insurance to make sure I wasn’t over-paying, however they all want to check my credit report. I have great credit but that’s not the point, I feel it’s a privacy issue, my credit report has nothing to do with my driving!!! I will most likely keep my current insurance company and pay a little more just for the principle. Is there any auto insurance left that doesn’t invade your privacy anymore? Doesn’t that bother anybody else that companies have the right” to access your credit report just because they want use any excuses to raise your premiums?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Who regulates insurance companies?

And where can I find out rules they must abide by, if such a thing exists. I was hit by a UPS vehicle and their insurance is Liberty Mutual. Apparently this company is a disreputable. They can’t even get to repairing my car for a week because the adjuster (just one?) is out of the office until some time next week. Is this legal? I’m going to have to get my insurance to pay the repair on my vehicle and go after them. This is going to put me in a bind with a planned vacation with family from out of state in that I won’t have a car now. Who can I complain to?


Insurance quote on nissan navra ?

how can i try and get a quote it sais i have to be 17?


How much would a BMW increase your insurance every month if you have Nationwide?

10 points if you have sources 😀


Insurance on a S2000 for a 45 year old man?

How much would it cost for a 45 year old man with a good clean record to own a S2000? I’m only 22 and planning on buying a IS300 (with manual transmission). If I do find one the car will be under my dads name and the cost will be around $150 a month!!! But how much for the S2000 (and under my dads name)? I want the IS300 but there so hard to find in MN with manual transmission and with very low miles on!!! So if the S2000 doesn’t cost too much or maybe as much as the IS300’s insurance, I probably would consider getting the S2000 since it’s a bit easier to find one! (plus they look better!) (and also both cars are around $15,000) Thanks in advance!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How expensive to insure a 2002 Mustang?

Ok so I’m 18, turning 19 next month so im not totally a new driver, i’ve been driving for about 2 and a half years. I want to get this 2002 red Ford mustang, its a v6. I was wondering if the insurance is going to be crazy high, also its a rwd and the winters here get pretty snowy, would that be a factor in calculating the cost? I know I sound like the worst case scenario for insurance agencies (Young driver, Male, Sports car, Red). Will the fact that I have a couple of years driving experience lower my costs? Sorry if this is just rambling on an on, and thanks in advance!


Lack of heath insurance in Georgia?

My friend’s husband got into a motorcycle accident recently and ended up going to the E.R. Problem is, they don’t have health insurance because he was fired from his job. I’ve been told that the tax payers have to take care of the cost. Are there any consequences for him, or he just doesn’t have to pay anything?? That seems crazy. Why would anyone have health insurance if thats the case?


Insurance on a Blackjack?

One drunk night I managed to crack the screen on my (orginial) Blackjack. I bought it in June of last year and its on a 2 year contract, but i do have insurance on it. What does insurance do? Fix the crack on the phone i have? Send me another blackjack? Can i get a different phone? I dont want another blackjack when theres a blackjack 2….anything you know will help.


Auto insurance: why do they want to check my credit report?

I wanted to shop around for auto insurance to make sure I wasn’t over-paying, however they all want to check my credit report. I have great credit but that’s not the point, I feel it’s a privacy issue, my credit report has nothing to do with my driving!!! I will most likely keep my current insurance company and pay a little more just for the principle. Is there any auto insurance left that doesn’t invade your privacy anymore? Doesn’t that bother anybody else that companies have the right” to access your credit report just because they want use any excuses to raise your premiums?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would it cost to replace a bumper on a Honda Ridgeline?

I ran into a wood carport the other day in my Dad’s truck, and totally ruined his bumper. We have car insurance, but even with that how much do you think it would cost? Would insurance go up, and by how much do you assume? Also, the tail light is broken, how much should that cost? I’m just trying to see how much money I should start earning to pay him back. Thanks!


Why don’t any insurance companies cover the cost of childbirth classes or doulas?

Serious question. Why is it that no insurance companies will cover any part of the cost of prepared-childbirth education or a doula fee? Women who take classes or have a doula are way less likely to request drugs or epidurals, and therefore, are less likely to need a c-section (necessitated by drawn-out labor or complications from drugs/epidural) Why will insurance cover all the medicating yet won’t cover anything that is statistically shown to reduce the NEED for the actually medicating? This isn’t a rant, I’m really curious as to why this is. Would it really be that hard to impliment?


Car insurance please someone help me!?

I need to get a drivers abstract for this job I’m applying for….I have a speeding ticket which took 3 demerit points, but I’m pretty sure my insurance company hasn’t found out….this was about a year and abit ago and my insurance company told me when renewing my insurance that its clean……if I get this drivers abstract will they find out and want to charge me more? And do companies really care about a speeding ticket 16km/h over?


Need auto insurance help?

I need to get insurance really quickly, buying a car soon. But I can’t afford a huge down payment, nothing like $800 dollars… I’ve always been on my parents insurance (GEICO) and now I can’t be on theirs, since I’m living on my own. Male, 20. I understand that insurance is generally highest for my gender and age… I need to insure a 2004 Honda Accord LX, Coupe, 3.0L V6.


How much would insurance for three months cost?

I’m in a sport, wrestling, and i need insurance for at least three months soon. If you know how much insurance like that costs for a company like choc, that would be great because that’s where I got it from last time, also i prefer it to be cheap. Also, it’s health insurance that i need


Will my insurance go up when someone hits me?

I was driving on the highway, suddenly traffic slows down and we were driving at regular speed (65). i check my side mirror’s, and the next thing i know my brand new car has no bumper. some idiot did not pay attention and he hit me. total repair is $1538. now, will his insurance call my insurance and let them know about it? will my insurance rates rise even though its not my fault?


How much does horse insurance cost?

How much does horse insurance usually cost? hundreds, thousands? What? 500 or 5000? I have NO clue whatsoever! HELP ME!!!


Whats the minimal amount of car insurance one can get? or really can i get insurance without a car?

so in essence, do i need insurance is really what i want to know lol, cause it really is expensive and i just need it for weekends.


Auto insurance: why do they want to check my credit report?

I wanted to shop around for auto insurance to make sure I wasn’t over-paying, however they all want to check my credit report. I have great credit but that’s not the point, I feel it’s a privacy issue, my credit report has nothing to do with my driving!!! I will most likely keep my current insurance company and pay a little more just for the principle. Is there any auto insurance left that doesn’t invade your privacy anymore? Doesn’t that bother anybody else that companies have the right” to access your credit report just because they want use any excuses to raise your premiums?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insured (auto) will not reply to her insurance companies repeat attempts for contact…?

Last week a minor – unlicensed male – put Escalade, his mother’s vehicle, in reverse and ran into the front of my stopped Toyota Corolla. We happened to be in front of his mother’s house so he ran inside and she and her son came out soon after. The mother gave me all of her info: insurance etc. and I went on my disgruntled way. I called her insurance company, and mine too, the same day and made a report. It has been one week and after repeated attempts to call and then sending her a letter for a reply she still has not made any contact with either insurance carrier. I did not bother with a police report because last year, when the same kind of accident happened to me, I called the police and they came and told me they did not need to take a report and that we should just contact our insurance companies. This is an accident that happened on 4-20-2010 in northern California. What are my options?


How much would buying a motorcycle, insurance, and gear cost?

I appreciate any answers. Here are some figures I have seen: Insurance -$90 – $200 a year Motorcycle gear – New helmet and gear = +/- $800 Motorcycle – $500- $20,000 or more


What is the best and most affordable pet insurance?

I heard VPI is good but i want to know if there is any better ones


Car insurance for a young driver?

My parents told me that they would buy me a car but, all I have to pay is car insurance. I was wondering what is the most cheapest insurance company? I’ve heard about the General and Liability. Someone please help because, i need to know.


Insurance rates for 05 Hyundai Tiburon?

2005 Hyundai Tiburon. 2 door. Coupe. GT V6 4-Spd Auto Would insurance rates be any higher because it’s a sport-sy car? And do you know how much it typically is to add another person & car to your insurance?


How can I prevent this girl from completely taking advantage of my insurance company?

A few nights ago I accidentally brushed the side of my neighbor’s car with my front bumper (cause she was parked like an idiot as usual). I’m taking full responsibility of it cause it’s my fault and I have no problem with that. Initially I was going to pay for the scrape to be compounded out and whatever else was wrong as a result of me hitting it. However, when I spoke to her, she started pointing out a ridiculous amount of things: there’s a scratch in addition to the scrape (ok, sure), she says I cracked her light (maybe I did, it’s possible) but she’s also saying that I caused her tire to pop out” and that there’s tread missing from it (which makes absolutely no sense because I didn’t hit the tire or rim or wheel well at all). Basically


How much do you pay for FULL COVERAGE auto insurance?

I am trying to understand rates more and am interested in hearing what people pay for full-coverage auto insurance. How old are you, where do you live, what insurance company do you have, how much do you pay per 6 months? (Please only answer if you pay for full or maximum coverage) I currently have Allstate and pay around $300/6 mo. I am interested in hearing from CUSTOMERS what they actually pay instead of getting quotes from companies. I would like to gauge cheap/expensive.


Can you transfer car insurance from one person to annother?

if you have paid upfront for the whole year and then you can no longer drive due to health reasons could you transfer your insurance policy over to someone else?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does your person or the actual car need insurance so you can drive?

I live in California. i dont have insurance but my friend does. Am i allowed to drive his car or do i need my own insurance?


Auto insurance claim?

Auto insurance claim?


What is the best way to compare auto insurance quotes?

I am needing to find new car insurance, and I of course would like to shop around for the best deal. Can anyone recommend a good site that will compile your information and give you multiple accurate quotes from different companies? I am leery to enter my information into a third party database, so confidentiality, professionalism and no spam is a must. Thank you!


Good, cheap auto insurance?

Need good cheap auto insurance. Can someone recommend me to one and/or some? Im talking cheap as in $30 per month or lower cheap. Thanks!



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Who offers the lowest cost car insurance with 4 cars total and 1 teen driver? Good driving record in Louisiana

I currently have Liberty Mutual.


Auto insurance: why do they want to check my credit report?

I wanted to shop around for auto insurance to make sure I wasn’t over-paying, however they all want to check my credit report. I have great credit but that’s not the point, I feel it’s a privacy issue, my credit report has nothing to do with my driving!!! I will most likely keep my current insurance company and pay a little more just for the principle. Is there any auto insurance left that doesn’t invade your privacy anymore? Doesn’t that bother anybody else that companies have the right” to access your credit report just because they want use any excuses to raise your premiums?”


Insurance…..?

My storage builing was broken into and some of my things were stolen… i have insurance on it and I called the insurance company to report it. I’m waiting for the adjuster to call me back to see what all was taken… what can I expect? Are they gonna have to do alot of research… how long is this gonna take?


How can i get the lowest insurance in new york?

im 17 turning 18, basically im buying a used run car for less then 1,000, i want the lowest insurance i can get becuase ny is a very expensive state, please tell me what car i should consider and or how can i get the lowest insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can I sue a person for no auto insurance? In the state of Texas?

I have full coverage and is paying the bill. This lady son hit me and she is the owner of the car. She came to the seen and said she would pay with her insurance. The police was called and we said no police report because they knew he was at fault. She gave false insurance. It was no good for about a month. She gave me all her information, phone,address, and everything. I called her and she said she gave me the wrong policy number, so she gave me another policy number. The problem with this other policy was she got it after the wreck. When I say sue, I just want what it costed me and my insurance company. Its $2700.00


What is the average car insurance cost in Arizona?

I’m moving there very soon and before I get quotes from a million different companies I would like to hear from every day people. Any one who can help has my thanks.


About car auto Insurance?

After the accident, i towed my car three times to different places. IIF my dad wants to know that where i towed my car from, would insurance company have record for knowing that where i towed my car from??


Will my impounded car show up on my insurance?

My car got impounded last night, does that show up or increase my car insurance?


HELP will my car insurance replace my cracked windshield?

I have progressive and have comprehensive with a $500 deductible. I have two cracks in my windshield and I cant afford for my insurance to go up or to pay the $500 deductible. My car was sold to me with stickers over the cracks and when we went back they claimed I had done it and wouldnt fix it. I read thriugh my policy and it said if you pay the premium for this coverage we will pay for blah blah blah and it fits my situation but im not really aure what that means. They dont teach you actual life skills in school. Please help!


Is there Low Cost Health Insurance for a 60 yr old?

Is there Low Cost Health Insurance for a 60 yr old? I am shopping around for health Ins. for my mother in law, is there something in California, that’s not expensive. Can i get medical or something? Please help.


Can a 17 year old get very cheap car insurance in Ireland?Anone have a good car insurance company?Thanks in ad?

Can a 17 year old get very cheap car insurance in Ireland?Anone have a good car insurance company?Thanks in ad?


Home insurance/ Hazard insurance?

Is there any difference between these two…I was looking at my home mortgage and I think I pay for hazard insurance and home insurance…I looked online and it didnt seem there isn any difference between them? Im trying to lower my mortgagae payment thats why Im asking:)


How much, on average, would car insurance be raised if I added a 16 1/2 year old driver?

The vehicle would be an onld 1996 minivan.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance rates-will they increase with 1 speeding ticket-58 years old?

will my insurance increase with one speeding ticket? i have aaa auto insurance


Auto insurance: why do they want to check my credit report?

I wanted to shop around for auto insurance to make sure I wasn’t over-paying, however they all want to check my credit report. I have great credit but that’s not the point, I feel it’s a privacy issue, my credit report has nothing to do with my driving!!! I will most likely keep my current insurance company and pay a little more just for the principle. Is there any auto insurance left that doesn’t invade your privacy anymore? Doesn’t that bother anybody else that companies have the right” to access your credit report just because they want use any excuses to raise your premiums?”


What car has the CHEAPEST car insurance for a 16 yr old?

What car? make? model? yr? Insurance company?


Anybody know of any cheap car insurance or a car which is cheap to insure on?

I’m 18 aswell…


If i get a v6 mustang will my insurance be lower?

Im 16 and looking for a mustang, but if i get a v6 mustang will it be a lot cheaper than a v8?


California motorcycle license??????????

I want to get a motorcycle license but heres my question, I dont have a motorcycle and if I was to buy one how could I get it insured? if I dont have a MC license? cause I know the insurance guy will ask me for my MC license first ( just like when you insure a car ) and heres another question, if I had a MC how would I be able to show proof of insurance to the place where you take the MC highway test ( not sure what its called ). Just to let you know I dont know anyone who has a MC so I could borrow it to take the test.


Can States Take out Whole Life Insurance Policies on Their Employees?

Can States or State agencies ( such as department of transportation, agriculture, etc) take out Whole Life Insurance policies on their employees? (Meaning if their employees pass away, the state or state agency would be the beneficiary.) I know companies such as WalMart are able to do this on their employees. But can states/ state agencies? I also need to know which states can and which states can not. I have been looking everywhere with little luck. Who can I call to get this information? Thanks!


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